Bring your ease of transactions into being

 

Mudah

Easy

Ease of distributing zakat and infaq.

Di mana-mana

Smart-Banking

Easy of using BSM e-banking services

Zakat

Save

Save and Secured

BSM Saving

Savings in rupiah with withdrawals and deposit at any time during the cash hours with the BSM counters or via ATM.

Features & Fees:

  • Within the sharia principles under the unrestricted profit sharing principle (mudharabah mutlaqah)
  • Competitive profit sharing
  • Online throughout the BSM outlets
  • BSM Card facility, serving as an ATM & debit card, and a discount card with merchants in cooperation with BSM
  • e-Banking facilities: BSM Mobile Banking and BSM Net Banking
  • Minimum initial deposit: Rp80,000 (individual) and Rp1,000,000 (non-individual)
  • Minimum subsequent deposit: Rp10,000
  • Minimum balance: Rp50,000
  • Account closure fee: Rp20,000
  • Administration fee: Rp10,000

Benefits:

  • Save and secured
  • Ease of transactions throughout the BSM outlets
  • Ease of transactions at any place using e-banking BSM services
  • Ease of distributing zakat, infaq and alms.

 

What are the requirements?

Individuals:

  • Indonesian citizens: ID Card/Passport, Taxpayer ID Number
  • Foreign citizens: Passport and Temporary Stay Permit/Limited Stay Permit (KIM/KITAS).

Non-Individuals:

Legal Entities:

  • Personal identity: A copy of ID Card/Limited Stay Permit/Passport of all the management under the Articles of Association
  • Deed of Establishment/Articles of Association and Deed of Amendment thereof
  • Domicile Certificate, Trading License/business license from the competent agency, Company Registration Number, Taxpayer ID Number
  • Letter of special appointment as the Head of Branch or the Head of Finance Division/Treasurer of the Company/Body/Agency, if required

Non-Legal Entities:

  • Personal identity: A copy of ID Card/Limited Stay Permit/Passport of all the management under the Articles of Association
  • Deed of Establishment/Articles of Association and Deed of Amendment thereof or activity license or objectives of the association/organization from the competent agency
  • Certificate of the composition of the management of the association/organization and letter of appointment of those authorized to represent the association/organization in dealing with the bank
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