BSM Card

No
Transaction Type
Card Transaction Limit
Description
Regular
 
Priority
 
1
Cash Withdrawal
Rp5 Million
Rp10 Million
BSM ATM, ATM Mandiri, ATM Bersama, ATM Prima/BCA, Bankcard
2

BSM inter-account transfer and inter-bank transfer (Bank Mandiri, members of Joint ATM & Prima ATM)

Rp5 Million
Rp25 Million
BSM ATM, ATM Mandiri, ATM Bersama, ATM Prima/BCA, Bankcard
3
Payment & Purchase
Rp5 Million
Rp10 Million Rp25 Million
BSM ATM ATM Mandiri
4
Shopping*
Rp5 Million
Rp10 Million
EDC Mandiri, EDC Prima/BCA

Note: Customers can apply for transaction limit changes from a regular card limit to priority card limit or vice versa without replacing the card.

*In the case of a shopping transaction limit at Mandiri EDC, this will reduce a cash withdrawal limit at ATMs or vice versa.

No
ATM/EDC Transaction Network
Transaksi Fee (Rp) at ATM
Biaya Transaction Fee (Rp) at EDC
1
Balance Check Free 2.000 4.000 4.000      
2
Cash Withdrawal Free Free 7.500 7.500 11.000    
3
PIN Change Free Free          
4
BSM Inter-Account Transfer Free 2.000 6.500 6.500      
5
Inter-Bank Transfer              
- To Bank Mandiri 6.500* 2.000 6.500 6.500      
- To Members of ATM Bersama 6.500* 6.500* 6.500 6.500      
- To Members of  ATM Prima 6.500* 6.500* 6.500 6.500      
6
Shopping           4.000 Free
7
PLN Bill Payment 3.000 2.000          
8
Telkom Pay*: e-commerce Bill Payment (www.bhinneka.com, www.blanja.com, www.qoo10.co.id), asuransi (Jasindo, Tugu Mandiri, Cigna), telepon (fixed phone selindo) dan internet/tv cable (Indihome, Speedy, Telkomvision, Transvision) 2.500 2.000          
9
Indosat Postpaid (Matrix) Bill Payment Free 2.000          
10
Telkomsel Halo Bill Payment Free 2.000          
11
XL pascabayar Bill Payment Free 2.000          
12
IM2 Bill Payment Free 2.000          
13
State Gas Bill Payment   2.000          
14
Zakat/Infak Payment Free Free          
15
Telkomsel (Simpati/As) Voucher Top Up 1.500 2.000          
16
Indosat Prepaid (IM3) Top Up Free 2.000          
17
Indosat Prepaid (Mentari) Top Up Free 2.000          
18
Indosat Prepaid (Starone Prepaid) Top Up   2.000          
19
Telkom Prepaid (Flexi Prepaid) Top Up   2.000          
20
Esia Top Up Free 2.000          
21
XL/AXIS Top Up Free 2.000          
22
Prepaid Electricity Top Up 3.000            
23
Mandiri Prepaid Card Top Up   2.000          
24
Credit Card Payment   2.000          
25
TV Cable Payment   2.000          
26
Internet Payment   2.000          
27
PAM (Palyja, Aetra,PDAM Kota Bandung) Payment   2.000          

Note: Transaction fees for cellular credit top-up and payment at Mandiri ATMs do not include fees charged by Bank Mandiri Biller.

*Changes in transaction fees at Joint ATM & Prima ATM networks become effective on November 01, 2014.

*Telkom Pay Payment at BSM ATMs only

  1. Card Types and Card Transaction Limits
  2. Features & Transaction FeesBSM Cards can be used throughout the ATM and EDC networks with information on features and transaction fees:
  3. Administration FeesDamages/lost card replacement fee: Rp15,000

    BSM Card PIN reissue fee: Rp5,000

  4. BSM Card Features at Other Banks
    No

    BSM Card Features at Other Banks

    1 Balance Check Y Y Y
    2 Cash Withdrawal Y Y Y
    3 BSM Inter-Account Transfer and Inter-Bank Transfer Y Y Y
    4 Zakat/Infaq Y    
    5 PIN Change Y    
    6 Payment/Purchase Y    
  5. BSM Card Payment/Purchase Features at Mandiri ATMs
    1. Telephone/cellphone bill payment (postpaid) and credit top-up (prepaid):
      Postpaid Telko Prepaid Telko
      Kartu Halo, Matrix, XL, 3 Paska bayar, Axis, Esia, Starone Paska bayar, Telkom, Smartfren Mentari, XL, Simpati, IM3, 3 pra bayar, AS, Axis, Esia, Starone pra bayar, Flexi, Smartfren
    2. Payment to credit card billers:
      1. Mandiri Credit Card
      2. Citibank Credit Card
      3. ANZ Credit Card
      4. HSBC Credit Card
      5. BNI Credit Card
      6. Standart Chartered Credit Card
      7. Permata Credit Card
      8. CIMB Niaga Credit Card
      9. Mega Credit Card
      10. Danamon Credit Card
    3. Postpaid PLN Payment
    4. PAM Payment:
      1. PAM Palyja
      2. PAM Aetra
      3. PAM Bandung
    5. Cable TV/ Internet Payment:
      1. Cable TV
        1. Indovision/Top/Tren/Oke
        2. First Media
        3. Centrin TV
        4. TV Aora
      2. Internet
        1. Indosatnet
        2. CBN Net
        3. Telkom Speedy
        4. Net Zap
    6. Mandiri Prepaid Card Top-up
      1. e-Money
      2. e-Toll Card
      3. Indomaret Card
      4. Gaz Card
      5. BSM e-money
    7. Complaint procedures for BSM Card transactions at Mandiri ATMs
      1. For cash withdrawal transactions, transfer, telephone/cellphone payment (postpaid) and credit top-up (prepaid), credit cards, Cable TV/Internet, PLN, PAM, customers can contact BSM Call 14040 or come by the nearest BSM branch.
      2. For BSM e-money card top-up payment, customers can contact the nearest BSM branch.
  6. Requirements
    1. BSM savings account or giro
    2. A completed ATM card form

      For a quick process, customers can receive an Instant ATM card.