Musyarakah

Special financing for working capital, where funds from a bank are part of the customer's business capital and the profits are shared on a pre-agreed ratio.

Facilities:

  • Flexible financing repayment mechanism (monthly or in the period-end)
  • Profit sharing is calculated on the revenue sharing
  • Financing in Rupiah and US Dollar is allowed

Financing Requirements

Description
Entity
Individual

Personal and spouse IDs

-
v

Family certificate and marriage certificate

-
v

A copy of the 3 months’ bank account statements

v
v

Deed of business establishment

v
-

Management IDs

v
-

Business legality

v
v

2 years’ financial statements

v
v
2 years’ past performance
v
v

12 month business plan

v
v

Financing object data

v
v