Murabahah

BSM Murabahah Financing is financing based on a sale and purchase agreement between a bank and a customer. The bank buys items needed and sells them to the customer at an original cost price and a pre-agreed profit mark-up.

Facilities:

  • The term of the contract is determined by the customer
  • Financing in rupiah or US dollar

Financing Requirements

Description
Consumer
Produktive
Employee
Entrepreneur
Employee
Entrepreneur

Personal and spouse IDs

v
v
-
v

Family certificate and marriage certificate

v
v
-
v

2 months’ salary slip

v
-
-
-

Recent appointment letter

v
-
-
v

A copy of the 3 months’ bank account statements

v
v
-
v

Deed of business establishment

-
-
v
-

Management IDs

-
-
v
-

Business legality

-
v
v
v

2 years’ financial statements

-
v
v
v

2 years’ past performance

-
v
v
v

12 month business plan

-
v
v
v

Financing object data

v
v
v
v