Mudharabah

BSM Profit Sharing Financing (Mudharabah) is financing in which all the working capital required by a customer is borne by a bank. The profits reaped are shared on a pre-agreed ratio.

Facilities:

  • Financing in rupiah or US Dollar
  • Profits are shared as agreed upon
  • Flexible financing repayment mechanism (monthly or in the period-end)
  • Profit sharing is calculated on the revenue sharing
  • Financing in Rupiah and US Dollar is allowed.

Financing Requirements

Description
Entity
Individual

Personal and spouse IDs

-
v

Family certificate and marriage certificate

-
v

A copy of 3 months’ bank account statements

v
v

Deed of business establishment

v
-

Management IDs

v
-

Business legality

v
v

2 years’ financial statements

v
v

2 years’ past performance

v
v

12 month business plan

v
v

Financing object data

v
v