For Noble Civilization

Layanan 24 jam

Business Banking

BSM Murabahah Working Capital Financing

BSM Murabahah Financing is based on a sale and purchase agreement  between the bank and the customer where the bank purchases the goods and sell them to the customer at the amount of basic price plus the mutually agreed margin.

Benefits:

  • Financing of customer’s need for procurement of such consumer goods as house, vehicle, or productive goods such as machine, factory etc.
  • Flexible or fixed installments along the tenor.

Facilities:

  • Customer-defined tenor
  • Financing in the rupiah or US dollar

Financing Requirements

Description
Employee
Entrepreneur
Applicant and Spouse ID
v
v
Family Card and Marriage Act
v
v
Salary Slips – past 2 months
v
-
Latest Appointment Letter
v
v
Copy of bank account – past 3 months
v
v
Incorporation Act
-
-
Management Members ID
-
-
Business License
-
v
Financial Reports – past 2 years
-
v
Past performance 2 years
-
v
Business plan for 12 months ahead
-
v
Financed project data
v
v


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