BSM Tabungan Berencana
Time saving account with progressive profit sharing and guarantee of predefined fund target achievement.
Features & Requirement:
- Based on the mudharabah muthlaqah Sharia principle.
- Saving term range from 1 to 10 years.
- Customer’s minimum age 18 years and maximum 60 years upon maturity date.
- Monthly minimum deposit Rp100,000..
- Minimum fund target Rp1,200,000 and maximum Rp200 million.
- Amount of monthly deposit and saving period cannot be changed.
- No additional deposit outside monthly deposit.
- Saving balance cannot be withdrawn, and if closed prior to the maturity date (end of contract period) will be charged with administration cost.
Requirements: Customer’s ID card (KTP/SIM/Passport)
An account holder in BSM to be treated as the source account.
Benefits: Cash plan is useful for meeting the fund target, and the insurance benefits can be calculated as follows.:
Insurance benefits = Fund target – Balance upon cash claim.